Managing payment information in today’s complex and evolving payments environment presents new challenges for financial institutions. A consolidated and centralized view of transaction information — whether electronic, image or paper — is essential in the emerging electronic landscape. All Transactions File™ from Fiserv is an enterprise system-of-record designed to help you manage transaction information for all record-keeping purposes. Designed to support the future payments enterprise, it provides an extendable, open database for all payment and payment-related transactions.

All Transactions File retains “cradle-to-grave” data, so that researchers can see the initial processing of a transaction and all subsequent processes such as electronic clearing, returns and adjustments. It also provides an enterprise-wide index for associated documents and linkages, such as check images and ACH conversions, delivering an information resource for faster and smarter payment investigations.

All Transactions File provides a single point of control to store, access and manage payment transaction information from all sources, eliminating costly and time-consuming manual processes.

Support for Converging Payments: With the growth of image exchange and ACH, researchers need to track how items transform from point-of-entry to final collection and settlement. As exceptions increase in complexity, trouble-shooting requires a solution that has a complete framework of how, when and where a transaction may have processed across different payment channels. All Transactions File provides a total view of all pertinent transaction information needed in support of both ACH and Check 21 research.

BENEFITS

• Provides a single point of control to store, access and manage transaction data
• Improves productivity through auto-research capabilities and interfaces
• Reduces training needs with standard web browser access
• Increases research accuracy through efficient searches across many data fields and repositories
• Offers flexible and extendable functionality for future transaction data requirements
• Improves customer service across the enterprise and accelerates data retrieval
• Eliminates information silos and enables a true life-cycle view across transaction events and payment types (check, ACH, X9.37, IRD, returns)

For more information about All Transactions File, contact us at 888.746.3448 or Request More Information.